Construction-to-Perm Financing in Texas & Missouri: Build With Confidence
Construction-to-Perm Financing in Texas & Missouri: Build With Confidence
Are you planning to build a custom home or launch a commercial project in Texas or Missouri? If so, a construction-to-permanent (CTP) loan may be your best path forward. This type of financing simplifies your journey from blueprint to move-in by combining your construction loan and permanent mortgage into a single process.
π What Is Construction-to-Perm Financing?
Unlike traditional construction loans that require refinancing upon completion, construction-to-perm loans offer a one-time closing. This means fewer fees, less paperwork, and a locked-in interest rate from the start of your build through to your final mortgage.
- ✅ One loan, one closing
- ✅ Interest-only payments during construction
- ✅ Converts automatically to permanent mortgage
- ✅ Ideal for owner-builders, developers, and custom homebuyers
π️ Why Builders & Buyers in Texas & Missouri Love CTP Loans
Construction-to-perm financing is increasingly popular in fast-growing states like Texas and Missouri. With land availability, low taxes, and high housing demand, both states are prime locations for new developments.
Whether you're building a custom home in suburban St. Louis or developing a commercial site outside of Dallas, locking in funding early with one-time-close financing is a smart move.
πΌ Who Should Use This Type of Financing?
This loan type is perfect for:
- π First-time home builders
- π Commercial developers seeking smooth financing transitions
- π Custom homebuyers working with a licensed builder
- π Investors doing long-term build-to-rent projects
π Required Documents for Application
When applying, make sure you have:
- ✅ Project plans & specifications
- ✅ Licensed general contractor agreement
- ✅ Credit score & financial statements
- ✅ Property deed or purchase contract for the land
π Get Pre-Qualified in Minutes
We’ve partnered with National Business Capital to help you access competitive rates and terms for your construction-to-perm loan. Whether you’re a business or individual, you can get started today with no obligation.
π· Build Smart. Finance Smarter.
At A1 Capital Solutions, powered by A.A.B.S., we specialize in helping clients across Missouri and Texas build smarter with integrated capital solutions. Let’s turn your project into a permanent success story.
Questions? Reach out to your personal advisor today or fill out our online form to get started.

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